Tempough
1099 contractors juggling 3+ clients who need timer + invoicing + expense rebill + QuickBooks export
Free — Individual $6/mo
Built for the independent-contractor workflow specifically: track hours per client + project, generate Stripe-payable invoices, log billable expenses, export to QuickBooks at tax time. At $6/mo Individual is the cheapest in this list with the full feature set — half the price of Harvest Pro.
QuickBooks Time is the right pick if your contracting work requires GPS / geofencing for field jobs, or if your books already live in QuickBooks Online and you want native time-to-payroll integration. FreshBooks is the right pick if you need real bookkeeping (sales tax, contractor-friendly tax categorization) inside the same tool. We rank ourselves #1 here for the desk-based 1099 contractor juggling several clients who wants the cheapest invoicing-plus-time-tracking option — not for field workers or contractors whose primary problem is accounting.
Pros
- Individual plan at $6/mo (annual) — cheapest paid tier in this list with full invoicing
- Stripe-powered invoicing — connect your own Stripe in 30 seconds, payments settle to your bank directly
- Expense tracking with receipts and one-click rebill-to-client on the next invoice
- Free tier supports unlimited projects and clients (Harvest Free is 2 projects)
- QuickBooks export at tax time — maps cleanly to QBO's import schema
- Project budgets with email alerts at 80% / 100% — catches client scope creep
Honest cons
- No native iOS/Android apps yet (PWA-installable web app)
- No GPS / geofencing — if you need field-worker location tracking, QuickBooks Time is the better fit
- No real bookkeeping — exports to QuickBooks but doesn't replace it
- Smaller integration marketplace than Harvest or FreshBooks